Insurance

Loan Modification for Dummies (Paperback)

The crucial information you need to secure a reliable loan modification and save your home

Behind on your mortgage payments? Worried about losing your home? Don`t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.

This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender`s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You`ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.

• Advice on determining whether you`re likely to qualify for your lender`s loan modification program
• Guidance on preparing and submitting a loan modification application that improves your chances of success
• Helps you figure out a monthly payment you really can afford
• Tips on modifying your loan even when you owe more than your home`s current market value
• Negotiation advice for securing the best possible terms and lowest monthly payment
• Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side

Read Loan Modification For Dummies and start saving your home today.

Loan Modification For Dummies

The crucial information you need to secure a reliable loan modification and save your home. Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.:; Advice on determining whether you're likely to qualify for your lender's loan modification program; Guidance on preparing and submitting a loan modification application that improves your chances of success; Helps you figure out a monthly payment you really can afford; Tips on modifying your loan even when you owe more than your home's current market value; Negotiation advice for securing the best possible terms and lowest monthly payment; Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side. Read Loan Modification For Dummies and start saving your home today.

PRIVATE MORTGAGE INVESTING (Paperback)

Private mortgages investing has grown into a multibillion-dollar industry, becoming an important fixed-income vehicle for many investors with their personal funds, equity, and self-directed IRA accounts. Private mortgage investing is not for the getrich-quick type of person, but it is proof that good things come to those who wait; you can comfortably double your money every four to six years. This market allows investors to earn substantially higher yields --- while offering the security of real property to back the loan.

Whether you are an experienced real estate professional, new to investing, interested in diversifying your portfolio, or simply tired of trusting stockbrokers and fund managers with your money, this book is for you. Private mortgage investing offers an alternative to traditional forms of investment. This comprehensive guide provides detailed information on how to put your money to work in a relatively safe investment with a high return.

"This book does an outstanding job of explaining how to properly analyze, structure, service, fund, and manage a private mortgage investment. Any investor who is looking to position themselves to succeed with this type of investing should start by reading this book first. Moving forward, it will definitely be required reading for any of my clients who express interest in private mortgages! David Coe , Founder of Freedom Growth---IRA Real Estate Investing david@freedomgrowth.com , www.freedomgrowth.com

"Private Mortgage Investing is chock full of how-to advice and reasons to engage in this lucrative investment option, especially the steady double-digit returns far surpassing the alternatives. The book`s step-by-step approach makes it suitable for beginners and financial professionals alike, with essential topics illustrated through easy-to-read case studies. In addition, the emphasis on safety makes it reassuring in today`s volatile economic climate. This book should be included in every investor

Loan Modification for Dummies (Paperback)

The crucial information you need to secure a reliable loan modification and save your home

Behind on your mortgage payments? Worried about losing your home? Don`t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.

This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender`s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You`ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.

• Advice on determining whether you`re likely to qualify for your lender`s loan modification program
• Guidance on preparing and submitting a loan modification application that improves your chances of success
• Helps you figure out a monthly payment you really can afford
• Tips on modifying your loan even when you owe more than your home`s current market value
• Negotiation advice for securing the best possible terms and lowest monthly payment
• Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side

Read Loan Modification For Dummies and start saving your home today.

Loan Modification for Dummies (Paperback)

The crucial information you need to secure a reliable loan modification and save your home

Behind on your mortgage payments? Worried about losing your home? Don`t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.

This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender`s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You`ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.

• Advice on determining whether you`re likely to qualify for your lender`s loan modification program
• Guidance on preparing and submitting a loan modification application that improves your chances of success
• Helps you figure out a monthly payment you really can afford
• Tips on modifying your loan even when you owe more than your home`s current market value
• Negotiation advice for securing the best possible terms and lowest monthly payment
• Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side

Read Loan Modification For Dummies and start saving your home today.

PRIVATE MORTGAGE INVESTING (Paperback)

Private mortgages investing has grown into a multibillion-dollar industry, becoming an important fixed-income vehicle for many investors with their personal funds, equity, and self-directed IRA accounts. Private mortgage investing is not for the getrich-quick type of person, but it is proof that good things come to those who wait; you can comfortably double your money every four to six years. This market allows investors to earn substantially higher yields --- while offering the security of real property to back the loan.

Whether you are an experienced real estate professional, new to investing, interested in diversifying your portfolio, or simply tired of trusting stockbrokers and fund managers with your money, this book is for you. Private mortgage investing offers an alternative to traditional forms of investment. This comprehensive guide provides detailed information on how to put your money to work in a relatively safe investment with a high return.

"This book does an outstanding job of explaining how to properly analyze, structure, service, fund, and manage a private mortgage investment. Any investor who is looking to position themselves to succeed with this type of investing should start by reading this book first. Moving forward, it will definitely be required reading for any of my clients who express interest in private mortgages! David Coe , Founder of Freedom Growth---IRA Real Estate Investing david@freedomgrowth.com , www.freedomgrowth.com

"Private Mortgage Investing is chock full of how-to advice and reasons to engage in this lucrative investment option, especially the steady double-digit returns far surpassing the alternatives. The book`s step-by-step approach makes it suitable for beginners and financial professionals alike, with essential topics illustrated through easy-to-read case studies. In addition, the emphasis on safety makes it reassuring in today`s volatile economic climate. This book should be included in every investor

The American Mortgage System (Hardcover)

Successful home ownership requires the availability of appropriate mortgage products. In the years leading up to the housing bubble, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market crumbled, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases in the future. The American Mortgage System: Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures.

Edited by two leaders in the field of real estate and finance, Susan M. Wachter and Marvin M. Smith, The American Mortgage System examines key elements of the mortgage meltdown. The volume`s contributors address the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside their traditional housing market with disastrous results. They present surprising information about low-income borrowers and the strengths of local banks. This collection of thoughtful studies includes extensive analysis of loan practices and the creation of unstable mortgage securities, presenting data largely unavailable until now. More than a critique, The American Mortgage System offers solutions to the problems facing the future of American home ownership, including identifying asset price bubbles, calculating risk, and preventing discrimination in lending.

Measured yet timely and sometimes provocative, The American Mortgage System provides a careful assessment of a troubled but indispensable part of the economic and social structure of the United States. This book is a sound investment for economists, urban planners, and all who shape

PRIVATE MORTGAGE INVESTING (Paperback)

Private mortgages investing has grown into a multibillion-dollar industry, becoming an important fixed-income vehicle for many investors with their personal funds, equity, and self-directed IRA accounts. Private mortgage investing is not for the getrich-quick type of person, but it is proof that good things come to those who wait; you can comfortably double your money every four to six years. This market allows investors to earn substantially higher yields --- while offering the security of real property to back the loan.

Whether you are an experienced real estate professional, new to investing, interested in diversifying your portfolio, or simply tired of trusting stockbrokers and fund managers with your money, this book is for you. Private mortgage investing offers an alternative to traditional forms of investment. This comprehensive guide provides detailed information on how to put your money to work in a relatively safe investment with a high return.

"This book does an outstanding job of explaining how to properly analyze, structure, service, fund, and manage a private mortgage investment. Any investor who is looking to position themselves to succeed with this type of investing should start by reading this book first. Moving forward, it will definitely be required reading for any of my clients who express interest in private mortgages! David Coe , Founder of Freedom Growth---IRA Real Estate Investing david@freedomgrowth.com , www.freedomgrowth.com

"Private Mortgage Investing is chock full of how-to advice and reasons to engage in this lucrative investment option, especially the steady double-digit returns far surpassing the alternatives. The book`s step-by-step approach makes it suitable for beginners and financial professionals alike, with essential topics illustrated through easy-to-read case studies. In addition, the emphasis on safety makes it reassuring in today`s volatile economic climate. This book should be included in every investor

The American Mortgage System (Hardcover)

Successful home ownership requires the availability of appropriate mortgage products. In the years leading up to the housing bubble, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market crumbled, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases in the future. The American Mortgage System: Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures.

Edited by two leaders in the field of real estate and finance, Susan M. Wachter and Marvin M. Smith, The American Mortgage System examines key elements of the mortgage meltdown. The volume`s contributors address the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside their traditional housing market with disastrous results. They present surprising information about low-income borrowers and the strengths of local banks. This collection of thoughtful studies includes extensive analysis of loan practices and the creation of unstable mortgage securities, presenting data largely unavailable until now. More than a critique, The American Mortgage System offers solutions to the problems facing the future of American home ownership, including identifying asset price bubbles, calculating risk, and preventing discrimination in lending.

Measured yet timely and sometimes provocative, The American Mortgage System provides a careful assessment of a troubled but indispensable part of the economic and social structure of the United States. This book is a sound investment for economists, urban planners, and all who shape

The American Mortgage System (Hardcover)

Successful home ownership requires the availability of appropriate mortgage products. In the years leading up to the housing bubble, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market crumbled, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases in the future. The American Mortgage System: Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures.

Edited by two leaders in the field of real estate and finance, Susan M. Wachter and Marvin M. Smith, The American Mortgage System examines key elements of the mortgage meltdown. The volume`s contributors address the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside their traditional housing market with disastrous results. They present surprising information about low-income borrowers and the strengths of local banks. This collection of thoughtful studies includes extensive analysis of loan practices and the creation of unstable mortgage securities, presenting data largely unavailable until now. More than a critique, The American Mortgage System offers solutions to the problems facing the future of American home ownership, including identifying asset price bubbles, calculating risk, and preventing discrimination in lending.

Measured yet timely and sometimes provocative, The American Mortgage System provides a careful assessment of a troubled but indispensable part of the economic and social structure of the United States. This book is a sound investment for economists, urban planners, and all who shape